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    More phone scams


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    Join date : 2016-08-26
    Age : 65
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    More phone scams

    Post  sinister_midget on Sat Jan 28, 2017 7:23 pm

    Don't let the title of the article mislead you. It goes deeper.

    Beware new "can you hear me" scam

    It’s not a Verizon commercial: If you receive a phone call from someone asking “can you hear me,” hang up. You’re a potential victim in the latest scam circulating around the U.S. 

    Virginia police are now warning about the scheme, which also sparked warnings by Pennsylvania authorities late last year. The “can you hear me” con is actually a variation on earlier scams aimed at getting the victim to say the word “yes” in a phone conversation. That affirmative response is recorded by the fraudster and used to authorize unwanted charges on a phone or utility bill or on a purloined credit card.

    “You say ‘yes,’ it gets recorded and they say that you have agreed to something,” said Susan Grant, director of consumer protection for the Consumer Federation of America. “I know that people think it’s impolite to hang up, but it’s a good strategy.”

    But how can you get charged if you don’t provide a payment method? The con artist already has your phone number, and many phone providers pass through third-party charges. 

    In addition, the criminal may have already collected some of your personal information -- a credit card number or cable bill, perhaps -- as the result of a data breach. When the victim disputes the charge, the crook can then counter that he or she has your assent on a recorded line.  

    What can you do? If you suspect you have already been victimized, check your credit card, phone and cable statements carefully for any unfamiliar charges. Call the billing company -- whether your credit card company or your phone provider -- and dispute anything that you didn’t authorize on purpose. If they say you have been recorded approving the charge and you have no recollection of that, ask for proof.

    If you need help disputing an unauthorized credit card charge, contact the Federal Trade Commission. If the charge hit your phone bill, the Federal Communications Commission regulates phone bill “cramming.”

    If you have not yet been victimized, the best way to avoid telemarketing calls from con artists is to sign up for a free blocking service, such as Nomorobo, or simply let calls from unfamiliar numbers go to your answering machine. Scammers rarely leave a message.

    NomoRobo is iPhone only. I suggest TrueCaller on Android. Even then use caution since TrueCaller relies on people reporting scammers. If you're the first or an early victim there won't be anything in the database to flag the call.

    I use Tracfone. I have no idea if they'll even accept additional charges this way. But it doesn't matter because I generally don't get that sort of thing when I'm home other than fake IRS agents. The ones I get while driving (using bluetooth, of course) almost never start off as a yes/no question. Plus I hang up on them at the first sign it's a sales pitch or is going to turn into a long call. Too busy for that garbage when I'm driving.

    Since I use TrueCaller most of the trash I don't want gets blocked on the first try. The few that don't won't get through a second time, though, because I put a block on them as soon as possible after the call.


    Re: More phone scams

    Post  Guest on Mon Jan 30, 2017 4:44 pm

    Good to know, thanks....

      Current date/time is Wed Jul 18, 2018 11:46 am